Rates and Insurance

Services may be covered in full or in part by your health insurance or employee benefits plan.  JCFS is credentialed with a variety of insurance companies including: Blue Cross Blue Shield, Optum/UBH, UHC, United Medical Resources, Humana, Cigna, Aetna, Medcost, Carolina Behavioral Health Alliance, Carolina Complete Health Network, Humana, Humana-Tricare (Out of Network, certified provider), and a variety of EAPs including BHS,  Mclaughlin Young (MYgroup), Magellan, Health Advocate, CaRisk, Carebridge, Curalinc, Multiplan and PHCS, and ESI. 


  Please call your insurance provider before scheduling to check if I am in network for your insurance, if you have a deductible and if so if you have met it.  To ask what your co-pay will be.  

Please understand that you are responsible for all fees not covered by insurance.  

You can help by finding out these things ahead of time:

Do I have mental health benefits?

​What is my deductible? Have I met my deductible?

How many sessions per year does my health insurance cover?

What is the coverage amount per therapy session?

Is approval required from my primary care physician?

If  I use my EAP visits do I need to take the therapist an authorization code and approved length of service?

If you need assistance verifying your benefits we are happy to help.  

Paying Privately

There are both advantages and drawbacks to out-of-pocket payment and using private insurance .  The biggest drawback is that out-of- pocket is an immediate cash payment at the time that services are rendered.  However, there are advantages to private pay that make the expense worth considering.  

When you pay out-of-pocket there is no requirement for a mental health diagnosis.  

Private payment arrangements are between you and the therapist and no 3rd party insurance companies are involved.  

Paying out-of-pocket allows you to see your provider of choice, rather than being required to choose from the insurance provider's network.  

We may be able to come to an agreement for private pay that is less than you would have to pay if your deductible is not met.  

JCFS Rates

Private Pay Rates

Initial Comprehensive Clinical Assessment                     $150.00

Individual Therapy Sessions                                               $125.00

Couples/Family Sessions                                                     $150.00

Supervision                                                                              $75.00

Reduced fee services are available on a limited case-by-case basis.   

Payment:  Cash and Credit/Debit Cards are accepted.